Terms of Use

Last updated: October 21, 2026

These terms govern your use of LighterPayments.com, operated by 2Mauro Marketing LLC, doing business as Lighter Payments. By using the site you agree to them.

What we do

We provide a free service that connects business owners with independent lenders and funding partners that offer business financing, including loans to consolidate merchant cash advances, reverse consolidation and working capital. We are not a lender. We do not make credit decisions, provide financial or legal advice, or guarantee that any lender will contact you, approve you or offer you a loan.

Our partners

Lenders in our network are independent companies. We do not endorse them and are not responsible for their products, fees, terms or conduct. Review any agreement carefully, and ask for all fees in writing, before signing.

Your information

You agree to provide accurate information and that you are authorized to act for the business you describe. Our use of your information is described in our Privacy Policy.

Consent to contact

If you check the consent box on our form, you agree that we and the companies on our Partners page may contact you by phone, text and email as described on the form. Consent is not a condition of any purchase, and you may revoke it at any time.

Text message program

If you consent on our form, Lighter Payments (2Mauro Marketing LLC) and the partners on our Partners page may send you text messages about your request, such as confirmations, scheduling and follow-ups. Message frequency varies. Message and data rates may apply. Reply STOP at any time to cancel; we will send one message confirming you are unsubscribed. Reply HELP, email [email protected] or call (888) 732-9686 for help. Carriers are not liable for delayed or undelivered messages. Consent is not a condition of any purchase. See our Privacy Policy.

Compensation

We receive compensation from partners in our network. This may influence which lenders are shown or matched with you.

Disclaimers and limitation of liability

The site is provided “as is.” To the fullest extent permitted by law, we disclaim all warranties and are not liable for indirect or consequential damages arising from your use of the site or any partner’s services.

Changes

We may update these terms. The date above shows when they last changed.

Governing law

These terms are governed by the laws of Florida.

Contact

2Mauro Marketing LLC, 2202 N Federal Hwy, Boca Raton, FL 33431 · [email protected] · (888) 732-9686